John,
One other to thing to mention. Depending on the truck size and trailer weight once you go over a 10,000lbs truck or truck trailer combined you need to be DOT certified. That means registration, DOT# and business placard on truck, emergency kit, fire extinguisher, log book if over 100 miles, and 2yr health cert. I kid you not. With the Ford you can get removable magnetic labels for when you tow. Most police in Jersey will not bother small time people unless something looks unsafe. Technically they can fine you a couple of grand. In Maryland there is not much mercy. It is one of those things that they set the number at 10K and because of the weight you are more dangerous. Most of the guys you see towing race cars are in violation, and sometimes get pulled over. Don't really know the situation if you do get in an accident and are not legit. I hate to think it could void liability insurance but you might want to check.